The end-of-year holidays can be a particularly indulgent time, full of looser schedules, crowded dinner plates and, yes, overextended budgets.
Americans were expected to spend $902 on average on holiday expenses in 2024 — a new record — according to the National Retail Federation, which tracks consumer spending. If any of those expenses ended up on your credit cards, you might be wondering how to get your balances under control in the new year.
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